Last updated: October 2026
MoneyBalance is a free resource, and we want to be clear about how it is paid for. This page explains where our revenue comes from and what that means for our content.
How MoneyBalance Earns Revenue
MoneyBalance currently earns revenue from display advertising only.
We show advertisements through Google AdSense. These ads are served automatically based on page content and, where you have opted in, your browsing history. We do not choose which specific ads appear on a page, and an ad appearing next to an article is not an endorsement of the advertiser.
Affiliate and Referral Links
MoneyBalance has no affiliate, referral or commission arrangements with any bank, KiwiSaver provider, investing platform, insurer, lender or other financial provider. Links to providers on this site are ordinary links. We are not paid when you click them, open an account or buy a product.
If that ever changes, we will update this page before any affiliate link goes live and label affiliate links clearly on the pages where they appear.
How This Affects Our Content
We are not paid to include, rank or describe any product. Our comparisons are based on publicly available product terms, fee schedules, interest rates and published performance data, and our calculators return the same result whichever provider comes out ahead.
We do not accept sponsored content or paid product placements. If we ever publish sponsored content, it will be clearly labelled as such.
Information, Not Advice
MoneyBalance provides general financial information, not financial advice. We are not a licensed financial advice provider, and nothing on this site is a recommendation to buy, sell or hold any particular financial product. Where we compare providers, we set out the facts so you can decide what suits you. For advice on your own situation, talk to a licensed financial adviser.
Your Trust Matters
If you think something on the site looks biased or inconsistent with the data, please contact us. We take these concerns seriously.
For questions about how MoneyBalance is funded: editorial@moneybalance.co.nz