Skip to main content

KiwiSaver Provider Comparisons NZ 2026: Head-to-Head Guides

Updated

These guides put commonly compared KiwiSaver providers side by side: fees, performance, fund range, features and limitations. They are part of our wider KiwiSaver guide.

Comparing KiwiSaver Providers

To compare KiwiSaver providers across the whole market, the most useful figures are growth-fund fees, member fees and 5-year after-fee returns in the same fund type. All of these, for every major provider and listed alphabetically, are in compare KiwiSaver providers.

The Bank vs Independent Question

Bank KiwiSaver providers (ANZ, ASB, BNZ, Westpac) sit alongside your banking, with growth-fund fees from about 0.45% (BNZ) to about 0.95% (ANZ), while independent providers range from passive funds at about 0.23% to active funds at about 1.4%. How the two groups compare is in bank vs independent KiwiSaver providers.

Comparison Guides

Each provider in these comparisons also has its own review, for example ASB KiwiSaver, Fisher Funds KiwiSaver, Milford KiwiSaver and Simplicity KiwiSaver.

See Also